How it works

Get an offer on your
invoice immediately

Recieve an offer before your invoice is sent. We calculate the cost of Instant Payment based on accounting data and public credit information


Accept and send

Once your invoice is sent we pay out the total invoice amount (minus our fee) within 2 hours.


What makes an invoice qualify?


Amount of the invoice

Your invoice should be between 1.000 and 250.000 DKK


History with your customer

You should have had previously paid invoices from your customer


Your customer needs to be in business

Your customer should not be or be close to insolvency

How much does it cost?

We charge a once off fee, which is calculated at the moment of invoice creation and is based on public data in combination with the following factors:


The duration of the payment terms


The total amount of the invoice


The health of your customer´s business

Example of an invoice fee

Payment terms21 days45 days60 days
Amount20.000,00 kr.20.000,00 kr.20.000,00 kr.
Moneyflow fee700,00 kr.1.050,00 kr.1.400,00 kr.
Deductible VAT on Fee175,00 kr.262,50 kr.350,00 kr.
Total payout instantly19.125,00 kr.18.687,50 kr.18.250,00 kr.

What does my customer experience?

Same invoice layout, just extra information

In order to offer the service we legally take ownership of the invoice. But your invoice remains bascially the same, we just add a owner transfer notice and change the payment bank information.

"We use Moneyflow for more flexiblity in payments. This invoice has been transfered to and can therefore only be paid to Moneyflow Group A/S. If you notice something wrong about this invoice contact"

A friendly follow-up on late payments

We know there can be many reasons why invoices are not paid on time. When following up for payment from your customer, we treat them with respect and offer flexible options.

Moneyflow is approved by Danish FSA